Short Term vs Long Term Disability Insurance
Disability insurance available through an employer comes in two general types – long term or short term. Short term disability insurance is usually coverage for up to a year and usually has a short...
View ArticlePhysician Disability Insurance – Individual or Group?
I had a conversation today about physician disability insurance with a client who is finishing his residency and beginning practice with a large group. This client had purchased an individual policy...
View ArticleA Real Life Disability Story – Auto Accident
Continuing our series of real life disability stories provided by Guardian Life Insurance seems even more appropriate now that it’s Disability Insurance Awareness Month (DIAM). Created by the...
View ArticleWill your Group Disability Insurance be Enough?
In speaking with prospective individual disability insurance clients, I often hear “I have a group disability policy, so I’m covered.” My response is always the same, especially with my...
View ArticleDisability Insurance for Physicians – a Short Course
If you are reading this, you have most probably heard a lot about the importance of disability insurance for physicians. It has been my experience in this business that physicians, by far, purchase...
View ArticleHow to Plan an Outage from Work for a Medical Procedure
According to the U.S. National Library of Medicine and National Institutes of Health, those who undergo spinal fusion are likely to be off work for four to six weeks assuming they are young and...
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